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Continuing Insurance Education – History – Developing the Auto Industry


Americans have always loved their car. The automotive industry was an important economic basis for society to bring an individual into neighboring countries or to evaluate security and reliability. In this book, we focus not only on the elements of personal car policy, but also on the history, development and impact of the car. We also talk about the legal nature of motor liability insurance and the certification of car drivers. We discuss the controversy about how to navigate in motor insurance waters and make sure that such personal car guidelines are the most appropriate for our customers.

When John Frank and Charles Durye manufactured a gas-powered car in Springfield, Massachusetts, in 1896, they could not imagine the industry that they called "birth". Prior to 1886, the horse had most modes of transport. Like all good ideas, the novelty of the new kind of transport will take a long time for total acceptance. After all, the horse has been used for years and is a loyal stone.

Detroit's pioneer, Ransom E. Olds, realized that mass production is the most important. By 1904, 4000 vehicles were produced every year in mass, with hundreds of skilled craftsmen.

Finally, in 1913, Henry Ford transformed the moving assembly lines from other industries (basically from the meat processing industry). Mr Ford assured that engine blocks and other complex parts would be cut to exact dimensions so that the parts could be interchanged

to make it easier to mount such parts. This was a great breakthrough because it had eliminated the need for skilled craftsmen. This was also critical because Mr. Ford produced a lot of 321,000 "tin Lizzy" in Highland Park, Michigan Plant. There was massive automobile production at an efficient and affordable price that the masses could afford, at $ 290 per vehicle! For the first time, the average person could afford the T. model. Before Mr Ford was set off, the car was sold to doctors, farmers, businessmen and police. This group is more likely to have tried a new invention that would make life simpler. The initial customers of the "hook wagons" were the suppliers of public transport. The United States postal service began to use cars in large cities in 1899 to speed up postal delivery and three years later, the introduction of the first bus expanded beyond carriages and railways. Of course, the popularity of the railroad and streetcar suffered.

The "celebrating 20th", middle class America was able to buy a car. Soon the car became a symbol of status, gender appeal, health and wealth. Many believed that the two most important days of a man's life were the wedding day and bought the first car the first day.

With the 1920 General Motors Corporation, led by Alfred R. Sloan, revolutionized the industry by choosing consumers. The GM Car Division has created a different model for different price ranges. This is really "style for every bag and purpose". GM enabled car manufacturers to use a simple installation plan called Drive Now, Pay Later. The result was that GM replaces Ford as the leader in auto sales, which still exists.

Car makers stopped cars in the war years (1942-46), but business activity in 1950 flourished again in the United States. The 1960s and 70s saw a new foreign competition, especially among German and Japanese. These foreign cars were much smaller than the large, rigid vehicles manufactured by American automakers. The first shock wave came from the Volkswagen Beetle in West Germany, which encouraged the American consumer to be "small". Another big wave came from Asia to the Toyota Motor Corps, Honda Motor Co. and Nissan Motor Co..

Towards the New Century, the automotive industry is trying to refurbish the car. The weight of the vehicle becomes lighter; Today's average vehicle weighs 3,200 pounds, but the goal is to reduce its weight to £ 2,000. In addition, the car of the future will use energy conservation to recover and recycle used energy. "The future of the car will not be as internal combustion as we know it today," says Bob Chapman, President of the Technical Working Group of the US Department of Commerce, specialized in PNGU.

Style that has become more and more fragmented and smooth in the past 100 years is developing further. Cars will probably be shorter and more aerodynamic in design. Vehicles will work differently. The car of the future will have standard equipment: tracking obstacles on the road, collision warnings and traffic information tools. Also standard will be sophisticated technology that allows drivers to call in emergency situations. Voice-controlled instrument panels replace conventional buttons and buttons. In addition, the heads-up display, which is primarily used in aircraft, extends information such as speed and fuel levels to the driver's viewing angle.

By 2021, experts predict that automobile highways will drive cars to their destination. Some car designers leave all traditional concepts of the vehicle. Some make up a core car frame that car manufacturers can change themselves to suit their lifestyle.

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